Maternity cover in group health insurance plans: Why outdated limits leave employees paying more out of pocket
One of the biggest advantages of a group policy is the waiver of the maternity waiting period. In individual policies, maternity typically comes with a waiting period of up to three years. In group insurance, this period is usually waived. This allows the employees to claim for themselves or their spouses almost immediately after joining.
LIC introduces New Jeevan Sathi Limited Premium plans: Check features, guaranteed additions and benefits
Goal protection matters: Why Waiver of Premium deserves more attention
Financial plans often falter not due to lack of planning, but because they don't account for life's uncertainties. The Waiver of Premium feature in investment-linked insurance products ensures that contributions continue even if the policyholder passes away, safeguarding long-term financial goals like a child's education.
LIC introduces New Jeevan Sathi joint life plans: Check features, guaranteed additions and benefits
LIC new plans 2026: Life Insurance Corporation of India has launched two new joint life insurance savings plans, LIC’s New Jeevan Sathi Single Premium and LIC’s New Jeevan Sathi Limited Premium. These non-par, non-market linked plans offer couples financial protection and long-term savings with guaranteed additions and fixed benefits, ensuring certainty on returns and payouts.
2-hour hospitalisation: What health insurance policies really cover and what they exclude
New health plans cover treatments requiring two hours of hospitalisation, but exclusions remain critical.
