Revised NPS Swasthya Pension Scheme rules: Onboarding fee, coverage, claim process, premature exit and more
New guidelines for NPS Swasthya Pension Scheme PoC 2 are now in effect. Health insurance benefits are mandatory for subscribers. The scheme allows partial withdrawals for medical expenses and a 100% lump sum exit for emergencies. Any Indian citizen can join this voluntary, contributory pension scheme. Contributions are invested for retirement while providing immediate medical support.
Home nursing, oxygen, physio - health insurance covers only 60–180 days after hospitalisation; here’s how to plan the rest
Home nursing, physiotherapy, oxygen support—health insurance can cover these for 60-180 days after discharge, with conditions. The rest of the bill you’ll need to clear yourself. Here’s how to plan for it.
The phygital turn: How tech-enabled advisors are reshaping health insurance access
India’s health insurance journeys are increasingly “phygital”: customers research and apply online, but still rely on human advisors at critical decision and claim moments. We trace how tech-enabled advisors, especially outside metros, use digital tools and local support to bridge the access gap in an age where their digital skills now matter as much as their product knowledge.
More families turn to life insurance as income protection becomes a priority
Families are increasingly prioritizing life insurance for income protection. This financial tool secures household stability by providing monetary support to dependants. Improved features and flexible options make policies adaptable to changing needs. Increased awareness and digital access simplify the process. Life insurance guarantees sustained daily expenses, debt repayment, and future goals like education and retirement.
My 78-year-old mother never had health insurance. Can she still get one?
ET Wealth Reader's Query: My 78-year-old mother never had any health insurance. Can she now get one? Till what age can one get health insurance?
